Knowledge is the entirety of your experience and learning, and is always growing based on new experience and the acquisition of new information and facts.
Attitudes are the way you think and feel about people and things. They’re reflected in your behavior and emotional responses.
Skills are partly based on your natural abilities and partly based on your knowledge, experience, and practice of particular activities and tasks.
Habits are the activities you do automatically and unconsciously. When an action is repeated regularly, it becomes habit.
Source: Total Cash Confidence
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